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Florida Karst Sinkhole Information

Shoal Drive, Hudson, Pasco County, Florida

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Shoal Drive, Hudson, FL Sinkhole of June 20, 2012

Shoal Drive, Hudson, FL Sinkhole of June 20, 2012


Shoal Drive, Hudson, FL Sinkhole Area Map
Hudson, Florida Area Sinkhole Map - Click on Map for a Larger Map that you can Download

I have created this map of the Karst sinkholes in Florida using ESRI ArcGIS 9.3. The sinkhole GIS data (depicted as yellow double-circles) is somewhat dated, and was downloaded from the Florida Department of Environmental Protection webpage about the Florida Geological Survey, Subsidence Incident Reports. The webpage a that link will prompt your for a valid email address, before you can download any GIS data about Karst Sinkholes, which they refer to as subsidence incidents.

The subject sinkhole of this webpage, the Minutilo property, in Hudson, was geographically created from a variety of sources, the local news for the description of the incident, the Pasco County Assessor's Office online for determining which parcel is the sinkhole property, and Google Earth, to obtain the latitude and longitude of the sinkhole location. This data was then entered into a new ESRI shapefile that I specifically created to match the State's sinkhole shapefile, and brought into this map.






Florida Sinkhole Insurance

Florida Sinkhole Insurance


In January, 2011, Senate Bill 408, also known as SB 408, was signed into law. This law seems to impact the residents of Pasco and Hernando Counties, the hardest. If you have property in the areas of Florida that are susceptable to sinkholes, then you should review your Florida insurance policies and the Florida Sinkhole legislation, then contact your insurance agent for sinkhole coverage, or a sinkhole attorney.




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06/28/2020 06:32 PM
Florida Sinkhole Insurance Facts | Earth Tech
Florida Sinkhole Insurance Facts In Florida, insurance companies are required to provide homeowners insurance coverage that includes damage from “catastrophic ground cover collapse.” They are also required to offer sinkhole damage coverage as an option, and it generally appears in a rider that comes at an additional cost.
06/24/2020 02:12 PM
Find Sinkhole Insurance Savings in Florida | Trusted Choice
A sinkhole homeowners insurance endorsement in Florida can seem expensive at first. Most policy quotes range from $2,000 to $4,000 a year and can come with a high deductible. Considering, however, that the average sinkhole insurance claim exceeds $100,000, the quotes you find may prove worth the added cost.
06/17/2020 12:37 AM
Sinkhole Page - Florida Office of Insurance Regulation
Florida has more sinkholes than any other state in the nation. Section 627.706 (2) (a), Florida Statutes requires authorized insurers to cover catastrophic ground cover collapse, but damage, outside a catastrophic ground cover collapse, caused by a sinkhole may not be covered by your policy if it does not specifically include sinkhole coverage.
06/24/2020 06:44 PM
Sinkhole Insurance in Florida: The Saga - Williams Law
Sinkhole Insurance in Florida: The Saga A new law regarding sinkhole insurance became effective this past January, just in time for one of the worst sinkhole seasons Florida has seen in years. This law will especially impact residents of two particular counties, Pasco and Hernando, because private insurers are no longer required to automatically include sinkhole coverage in homeowner policies.
06/26/2020 08:54 AM
Florida Sinkhole Insurance - Do You Need It? | Dimmitt ...
Florida is one of a small number of states that has legislation concerning sinkhole insurance – but the law is known as Catastrophic Ground Cover Collapse. The law enumerates four conditions that your homeowner’s insurance claim must meet for your homeowner’s insurance policy to cover a catastrophic ground cover collapse.
06/28/2020 09:52 PM
Sinkhole Insurance: Do You Need It and What Does It Cover ...
Florida requires its homeowners to have sinkhole insurance, specifically the Catastrophic Ground Collapse policy. Florida’s soil has a soggy quality that has been scientifically proven to be the cause of its high sinkhole rates.
06/28/2020 01:31 PM
Sinkhole Insurance Coverage | QuoteWizard
In Florida, the yearly premium for a sinkhole insurance policy averages between $2,000 to $4,000 dollars. Sinkhole insurance often has a high deductible attached as well. However, considering that the average payout for a single sinkhole insurance claim is $140,000, the price tag is understandable.
06/22/2020 05:35 PM
What the Law Says About Sinkhole Insurance | Earth Tech
Insurance law in Florida states that a sinkhole claim must be paid only if there is structural damage that includes damage to the foundation, and it must exceed a certain variance in the building code. It must also cause the structural system to be unable to support the load or weight it was designed to support.
06/28/2020 01:53 PM
Sinkhole Insurance - ValuePenguin
Remember, In some Florida counties the annual premium for sinkhole loss coverage can be more than $2,100 - more than the average homeowners insurance policy in the state ($1,991). Unless a professional study or history of an area indicates a sinkhole is very probable in the future, you might determine the cost of coverage is not worth it.
06/25/2020 02:32 PM
Statutes & Constitution :View Statutes : Online Sunshine
(4) An insurer offering sinkhole coverage to policyholders before or after the adoption of s. 30, chapter 2007-1, Laws of Florida, may nonrenew the policies of policyholders maintaining sinkhole coverage at the option of the insurer, and provide an offer of coverage that includes catastrophic ground cover collapse and excludes sinkhole coverage.

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GIS and Karst Sinkholes - Useful Links

GIS and Karst Sinkholes - Useful Links



How Sinkholes Form is a very informative webpage about sinkholes in Florida, it is hosted by the St. Johns River Water Management District.


Some local and state-wide GIS data can be found on the St. Johns River Water Management District's GIS Development Program.



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About this Webpage

I enjoy working with GIS data and try to find new things to keep my skills honed with.

Within these pages, I am performing some GIS tasks about the Karst Sinkholes in Florida. After seeing the news about the 100 foot-side sinkhole that had opened up behind a house in Windermere, Florida, I decided to see what was available for historic sinkhole data and started developing this webpage, complete with a time-lapse video of the historic locations of the sinkholes.

Copyright © 2011-2019 by David Wayne Hurd, All Rights Reserved.